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best online secured loans
1) Residential Fixed Rates |
 |
 |
 |
| LENDER |
Principality BS |
Britannia BS |
Britannia BS |
| Initial Rate |
5.49% |
5.69% |
5.39% |
| Initial Rate Expiry |
31/12/2009 |
3 yrs |
5 yrs |
| Subsequent Rate |
7.70% |
7.45% |
7.45% |
| Overall Cost for Comparison APR |
7.60% |
7.30% |
6.90% |
| Early Repayment Charges |
3% |
3/2/1% |
6/5/3/2/1% |
| Lenders Arrangement Fee |
£1,500 |
£499 |
£999 |
| Max LTV |
95% |
95% |
95% |
| Higher Lending Charge |
90% |
90% |
90% |
2) Residential Variable/
Tracker Rates |
 |
 |
 |
| LENDER |
C & G |
Ipswich BS |
Norwich & Peterborough BS |
| Initial Rate |
4.74% |
5.49% |
5.59% |
| Initial Rate Expiry |
31/12/2009 |
31/10/2010 |
5 yrs |
| Subsequent Rate |
7.75% |
7.49% |
7.74% |
| Overall Cost for Comparison APR |
8% |
7.30% |
7.10% |
| Early Repayment Charges |
3/2% |
3% |
3% |
| Lenders Arrangement Fee |
2.50% |
£1,398 |
£599 |
| Max LTV |
90% |
90% |
90% |
| Higher Lending Charge |
N/A |
N/A |
N/A |
3) BTL Fixed Rates |
 |
 |
 |
| LENDER |
The Mortgage Works |
Principality BS |
The Mortgage Works |
| Initial Rate |
5.18% |
5.69% |
5.74% |
| Initial Rate Expiry |
31/12/2009 |
31/10/2010 |
31/12/2012 |
| Subsequent Rate |
7.74% |
7.69% |
7.74% |
| Overall Cost for Comparison APR |
7.80% |
7.60% |
7% |
| Early Repayment Charges |
5% |
4% |
5% |
| Lenders Arrangement Fee |
2.50% |
2% |
2.50% |
| Max LTV |
75% |
85% |
85% |
| Higher Lending Charge |
N/A |
N/A |
N/A |
4) BTL Discount/
Tracker Rates |
 |
 |
 |
| LENDER |
C&G
Shared Exclusive |
Bank of Ireland
Shared Exclusive |
Astra Mortgages |
| Initial Rate |
4.99% |
5.40% |
6.19% |
| Initial Rate Expiry |
2 yrs |
30/11/2010 |
5 yrs |
| Subsequent Rate |
7.75% |
7.50% |
6.19% |
| Overall Cost for Comparison APR |
7.80% |
7.50% |
6.50% |
| Early Repayment Charges |
2% |
5/5/4% |
NIL |
| Lenders Arrangement Fee |
2.50% |
2.50% |
£599 |
| Max LTV |
85% |
85% |
85% |
| Higher Lending Charge |
N/A |
N/A |
N/A |
LAST UPDATED 23rd October 2007
|
You should not regard any of the products in
the tables as being recommendations either by thisisjam.com or Thinc Group Ltd
Ltd.
Mortgage products are subject to change at short
notice and the details should be verified with the provider
The tables won't
recommend which financial product you should buy, so never buy a product
just on the basis of what you see in the tables. If you don't understand
how the kind of product you're looking for works, or if you're not sure whether
it's suitable for you, then get advice before coming back to the tables.
The tables do not include stepped rates or products
with extended early redemption charges.